Is House Repair Expensive? How Can I Afford It?

Nothing is more heartbreaking than returning to your damaged home after a catastrophe. The unfortunate reality is that disasters naturally happen. When you are stuck in this situation, you might find yourself making abrupt, huge decisions, including an urgent repair.

What if you don’t have enough emergency funds or your insurance provider refuses to cover it? Professionals suggest the following tips to help you avoid expensive home repairs:

1. Recycle and Reuse Your Old Materials

Repairing your damaged property can produce significant waste. Fortunately, much of these can be recycled. Recycling and reusing your old house’s materials does not just save you cash but also helps the environment.

All you need to do is properly identify these products and know what you can do with them. Here are some materials to keep an eye out for:

  • Asphalt shingles. You can turn them into shed roofs if they’re in good condition.
  • Slate tiles. You can use slate tiles as a tile floor in your kitchen, bathroom, or outdoors.
  • Stone countertops.  Break them down and turn them into backsplash tiles and floor tiles.
  • Wood floors. These can be used to re-clad walls, cabinets, and even furniture.
  • Carpets. Remnants of your carpets can be used as insulation around pipes and in attics. 

Others include:

  • Glass
  • Concrete
  • Metals
  • Wood and untreated timber
  • Masonry
  • Appliances and fixtures, like sinks and bathtubs
  • Doors and windows

2. Do It Yourself (DIY)

You may not have the ability to build a cabinet or lay tiles, but you can do some things to cut expenditures on labor. You can clean up and prepare a space or surfaces that need repair work before your contractors begin to do their tasks. These could be skim-coating walls or scraping off mastic on the floor.

If you think you have moderate DIY abilities, YouTube is your friend for “how-to” videos, or go online for more info about what you can do. You can rent from hardware stores if you do not have the needed tools and equipment. This way, you can save some money rather than hiring somebody to do the work for you.

3. Know Your Priorities

It may be tempting to repair whatever is damaged in your house at one time to go back to its pre-disaster condition. But if you have a tight budget, you have to focus on repairs needed to be livable again. These are:

  • Wirings and electrical issues
  • Structural damage
  • Roofs and gutters, windows, and doors
  • Pipes and plumbing system

4. Create and Stick with a Budget Plan and Pay Cash

It’s crucial to know how much money you have for your emergency project. You may check online or at a neighboring hardware store about how much it will cost you for the materials. You might also need to make calls to contractors for quotes. After that, make modifications by choosing less expensive materials or completely cutting out some least necessary things.

In addition, this might sound simple but paying any repair with the cash you already have will save you a significant amount. Making a loan or putting things on a credit card that you can’t pay right away will cost you interest. If your cash is insufficient for the required repairs, you may get a loan, but you have to trim the household budget.

5. Work with a Trustworthy, Local Home Damage Repair Company

House repairs, especially after a catastrophe, need specialists in a lot of cases. For instance, when a hurricane badly damaged your roof and structural foundation. These flood repair companies, like, have the training, experience, and specialized equipment to complete your project on time.

If possible, work with locals who can come to your area on time and evaluate the damage. They can also connect with you easily, plus they will do the job well since they want to build a reputable track record in your community. Just make sure to ask about hidden charges because your budget is allotted for other top priorities.

Key Takeaways

Your home can be damaged by a natural disaster no matter how much you have prepared. In the wake of an emergency, it can be difficult to figure out your next actions. However, your family’s safety is still the most important thing.

When you’re doing home repairs with a limited budget after a catastrophe, keep in mind that your leading priorities are: foundation issues, electrical and wiring problems, doors and windows repairs, and pipe and plumbing system problems. On top of these, be smart in hiring contractors.